Do you want to renovate your home but worry about the costs? You are not alone. Many homeowners want to improve their property but do not have the funds readily available.
Good news: you can often finance a renovation through your mortgage. This allows you to spread the costs and usually benefit from a lower interest rate than with a loan. We explain calmly how this works and what makes sense for you.
There are several options. Which one suits you best depends on your situation.
If you have equity, you can often increase your mortgage. This is commonly used for:
an extension
a new kitchen or bathroom
sustainability improvements
Sometimes it is sensible to remortgage your entire loan and take out additional funds at the same time for the renovation.
We compare all options and clearly show you what this means for your monthly payments.
A mortgage usually has a lower interest rate than a personal loan or credit facility.
You spread the cost of the renovation over a longer period, making the monthly payments more manageable.
A well-executed renovation can increase the value of your home. Consider:
additional space
better layout
energy-efficient measures
A renovation is an investment. Therefore, pay attention to:
We think along with you and keep everything clear and manageable.
A renovation should be enjoyable, not a source of stress. With the right mortgage and clear explanations, you know exactly where you stand. We help you:
In a personal consultation, we look at your home, plans, and financial situation. Afterwards, you receive clear and honest advice.
