Making your home more sustainable with a mortgage

Banks often offer better terms when a property is energy efficient or when you plan to make it more sustainable.

Making your home more sustainable as an expat

Sustainable living is no longer a trend. It is a smart and necessary choice. More and more people want to make their homes more energy efficient. That is good for the climate and for your wallet.

Did you know that your mortgage can help with this? With the right mortgage, you can make your home more sustainable, save on energy costs, and live more comfortably. Whether you are buying a home or already own one, we show you what is possible.

Which sustainable mortgage options are available?

There are various ways to finance sustainability improvements through your mortgage.

  • Energy-saving mortgage

    Je kunt extra lenen voor maatregelen zoals:

    • Isolation

    • Solarpanels

    • heat pump

    • HR++ or triple glazing

    These costs can often be financed as part of the mortgage on favourable terms.

  • Green mortgage

    Some banks offer a special mortgage for homes with a good energy label. The more energy-efficient the property, the better the terms are usually.

  • Renovation or increase mortgage

    Do you already own a property? Then you can increase your mortgage to make it more sustainable. This often happens in the following cases:

    • remortgaging

    • refinancing

    • renovating

Why making your home more sustainable with your mortgage is smart

  • Lower monthly payments

    An energy-efficient home uses less electricity and gas. You notice this immediately on your energy bill. In some cases, the savings are even higher than the additional mortgage costs.

  • Increase in the value of your property

    Sustainable homes are popular. A better energy label often leads to a higher property value and improved marketability.

  • Good for the environment
    Lower energy consumption means lower CO₂ emissions. In this way, you contribute to a more sustainable future without compromising on comfort.
  • Subsidies and schemes

    The government encourages sustainability measures. There are regularly:

    • subsidies

    • tax benefits

    • local schemes

    We help you gain insight into what applies to you and how to incorporate this smartly into your mortgage.

Suitable for every expat situation

Sustainable living starts with good advice

If you want to make your home more sustainable without worries, it is important that everything is carefully calculated. We help you make the right choices, tailored to your home and future plans.