Refinancing your mortgage can provide peace of mind and financial benefits. You may be looking for lower monthly payments, more certainty with a fixed interest rate, or extra funds for a renovation or other plans.
Whatever your reason may be—with an appropriate explanation, translation will become clear and achievable.
When you refinance your mortgage, you replace your current mortgage with a new one. This can be done with the same bank, but also with a different lender.
You then choose new terms, such as:
The goal is almost always the same: improving your financial situation.
Is the interest rate lower than when you took out your mortgage? If so, you can often save significantly. Even a small reduction in interest can make a big difference over the years.
Some people switch from a variable interest rate to a fixed interest rate. This way, you know exactly where you stand, even if interest rates rise.
Refinancing is often worthwhile if:
It is important to also look at the costs. Sometimes you have to pay a penalty for early repayment of your current mortgage. We always calculate for you whether refinancing truly delivers a financial benefit.
Refinancing is not free. Consider:
These costs can sometimes be included in your new mortgage. We clearly set everything out for you, so you know exactly where you stand.
We look together at:
This way, we understand your goal.
We compare more than 25 lenders.
This way, you can clearly see:
If you choose to refinance, we take care of:
You hardly have to do anything yourself.
Every situation is different. That is why we always start with a personal consultation. During this meeting, we calculate everything for you and provide honest advice.
