{"id":2987,"date":"2025-12-15T13:40:29","date_gmt":"2025-12-15T13:40:29","guid":{"rendered":"https:\/\/www.fchypotheken.nl\/?page_id=2987"},"modified":"2026-01-14T13:01:08","modified_gmt":"2026-01-14T13:01:08","slug":"hypotheek-oversluiten-als-expat","status":"publish","type":"page","link":"https:\/\/www.fchypotheken.nl\/en\/mortgages-for-expats\/hypotheek-oversluiten-als-expat\/","title":{"rendered":"Refinancing your mortgage"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"2987\" class=\"elementor elementor-2987\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-541226d e-flex e-con-boxed e-con e-parent\" data-id=\"541226d\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-b9a99cb e-con-full e-flex e-con e-child\" data-id=\"b9a99cb\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-709c601 elementor-widget elementor-widget-heading\" data-id=\"709c601\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Refinancing your mortgage<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ae2b5b elementor-widget elementor-widget-as_support_breadcrumb\" data-id=\"1ae2b5b\" data-element_type=\"widget\" data-widget_type=\"as_support_breadcrumb.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"breadcrumb-wrapper\"><nav class=\"breadcrumb\" aria-label=\"Breadcrumb voor Je hypotheek oversluiten\"><ol class=\"breadcrumb-list\" itemscope itemtype=\"https:\/\/schema.org\/BreadcrumbList\"><li class=\"breadcrumb-item\" itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/ListItem\"><a class=\"breadcrumb-link\" href=\"https:\/\/www.fchypotheken.nl\/en\/\" itemprop=\"item\"><span itemprop=\"name\">Home<\/span><\/a><meta itemprop=\"position\" content=\"1\" \/><\/li><span class=\"separator\" aria-hidden=\"true\">\/<\/span><li class=\"breadcrumb-item\" itemprop=\"itemListElement\" itemscope itemtype=\"https:\/\/schema.org\/ListItem\"><span class=\"breadcrumb-current\" itemprop=\"name\" aria-current=\"page\">Refinancing your mortgage<\/span><meta itemprop=\"item\" content=\"https:\/\/www.fchypotheken.nl\/en\/mortgages-for-expats\/hypotheek-oversluiten-als-expat\/\" \/><meta itemprop=\"position\" content=\"2\" \/><\/li><\/ol><\/nav><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-9594b04 e-flex e-con-boxed e-con e-parent\" data-id=\"9594b04\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a3945ab e-con-full e-flex e-con e-child\" data-id=\"a3945ab\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-98eccc8 elementor-widget elementor-widget-heading\" data-id=\"98eccc8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">We explain step by step what is possible and help you make a smart choice.<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8d5232d elementor-widget elementor-widget-heading\" data-id=\"8d5232d\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Refinancing your mortgage as an expat<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c91557d mb-0 elementor-widget elementor-widget-text-editor\" data-id=\"c91557d\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"466\" data-end=\"684\"><strong>Refinancing your mortgage can provide peace of mind and financial benefits. You may be looking for lower monthly payments, more certainty with a fixed interest rate, or extra funds for a renovation or other plans.<\/strong><\/p><p data-start=\"466\" data-end=\"684\"><br data-start=\"566\" data-end=\"569\" \/><strong>Whatever your reason may be\u2014with an appropriate explanation, translation will become clear and achievable.<\/strong><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4574f34 elementor-widget elementor-widget-button\" data-id=\"4574f34\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Schedule a no-obligation appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f3e0350 e-con-full e-flex e-con e-child\" data-id=\"f3e0350\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-3e420f5 e-con-full e-flex e-con e-child\" data-id=\"3e420f5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c3befd3 elementor-widget elementor-widget-heading\" data-id=\"c3befd3\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What does refinancing your mortgage mean?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7494479 elementor-widget elementor-widget-text-editor\" data-id=\"7494479\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"964\" data-end=\"1117\">When you refinance your mortgage, you replace your current mortgage with a new one. This can be done with the same bank, but also with a different lender.<\/p><p data-start=\"1119\" data-end=\"1158\">You then choose new terms, such as:<\/p><ul class=\"checklist\"><li>A lower interest rate<\/li><li>A different term<\/li><li>More certainty with a fixed interest rate<\/li><li>Releasing extra funds from your home<\/li><\/ul><p>The goal is almost always the same: improving your financial situation.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a90bd14 e-con-full e-flex e-con e-child\" data-id=\"a90bd14\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a88aae5 elementor-widget elementor-widget-heading\" data-id=\"a88aae5\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Why do people choose to refinance?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3db89fc elementor-widget elementor-widget-text-editor\" data-id=\"3db89fc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<ul class=\"checklist\"><li><strong>Lower monthly payments<\/strong><br \/><p data-start=\"2977\" data-end=\"3050\">Is the interest rate lower than when you took out your mortgage? If so, you can often save significantly. Even a small reduction in interest can make a big difference over the years.<\/p><\/li><li><strong>More certainty<\/strong><br \/><p data-start=\"2852\" data-end=\"2871\">Some people switch from a variable interest rate to a fixed interest rate. This way, you know exactly where you stand, even if interest rates rise.<\/p><\/li><li><strong>Releasing equity from your home<br \/><\/strong>Has your home increased in value? Then you may be able to release additional funds. This is called increasing your mortgage.<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5772cca e-con-full e-flex e-con e-child\" data-id=\"5772cca\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-6bc97ba e-con-full e-flex e-con e-child\" data-id=\"6bc97ba\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-395b760 elementor-widget elementor-widget-heading\" data-id=\"395b760\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">When is refinancing a smart choice?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1b9b369 elementor-widget elementor-widget-text-editor\" data-id=\"1b9b369\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Refinancing is often worthwhile if:<\/p><ul class=\"checklist\"><li>The interest rate is at least 0.5% to 1% lower<\/li><li>You plan to stay in your home for several more years<\/li><li>Your income has increased<\/li><li>Your credit position has improved<\/li><\/ul><p>It is important to also look at the costs. Sometimes you have to pay a penalty for early repayment of your current mortgage. We always calculate for you whether refinancing truly delivers a financial benefit.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cfa305d e-con-full e-flex e-con e-child\" data-id=\"cfa305d\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f35ee64 elementor-widget elementor-widget-heading\" data-id=\"f35ee64\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Which costs are involved?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-f153bf9 elementor-widget elementor-widget-text-editor\" data-id=\"f153bf9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Refinancing is not free. Consider:<\/p><ul class=\"checklist\"><li>Early repayment penalty<\/li><li>Valuation costs<\/li><li>Notary fees<\/li><li>Advisory and mediation fees<\/li><\/ul><p>These costs can sometimes be included in your new mortgage. We clearly set everything out for you, so you know exactly where you stand.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-5f8e8ad e-con-full e-flex e-con e-child\" data-id=\"5f8e8ad\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9e7c709 elementor-widget elementor-widget-heading\" data-id=\"9e7c709\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">How refinancing your mortgage works<\/h2>\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-7bc4479 e-con-full e-flex e-con e-child\" data-id=\"7bc4479\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-631fd15 e-con-full e-flex e-con e-child\" data-id=\"631fd15\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-fa79c95 elementor-widget elementor-widget-heading\" data-id=\"fa79c95\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 1 \u2013 Reviewing your situation<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4923b1a elementor-widget elementor-widget-text-editor\" data-id=\"4923b1a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We look together at:<\/p><ul class=\"checklist\"><li>Your current mortgage<\/li><li>Your interest rate and term<\/li><li>Your income<\/li><li>Your wishes and plans<\/li><\/ul><p>This way, we understand your goal.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-50c81de e-con-full e-flex e-con e-child\" data-id=\"50c81de\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-11465c7 elementor-widget elementor-widget-heading\" data-id=\"11465c7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 2 \u2013 Comparing mortgages<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-23de2ac elementor-widget elementor-widget-text-editor\" data-id=\"23de2ac\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>We compare more than 25 lenders.<\/p><p>This way, you can clearly see:<\/p><ul class=\"checklist\"><li>What your new monthly payment will be<\/li><li>Which interest rate is possible<\/li><li>Which terms best suit your situation<\/li><\/ul><p>\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-beddbd5 e-con-full e-flex e-con e-child\" data-id=\"beddbd5\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d9830c7 elementor-widget elementor-widget-heading\" data-id=\"d9830c7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Step 3 \u2013 Application and completion<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fe4823 elementor-widget elementor-widget-text-editor\" data-id=\"7fe4823\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>If you choose to refinance, we take care of:<\/p><ul class=\"checklist\"><li>The application<\/li><li>Contact with the lender<\/li><li>The valuation<\/li><li>The notary<\/li><\/ul><p>You hardly have to do anything yourself.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b199265 e-flex e-con-boxed e-con e-parent\" data-id=\"b199265\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-f664c77 e-con-full e-flex e-con e-child\" data-id=\"f664c77\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t<div class=\"elementor-element elementor-element-42ec6d2 e-con-full e-flex e-con e-child\" data-id=\"42ec6d2\" data-element_type=\"container\">\n\t\t<div class=\"elementor-element elementor-element-cba9b2f e-flex e-con-boxed e-con e-child\" data-id=\"cba9b2f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-58ecafa e-con-full e-flex e-con e-child\" data-id=\"58ecafa\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2093cd6 elementor-widget elementor-widget-heading\" data-id=\"2093cd6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Suitable for every expat situation<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0b73b6e elementor-widget elementor-widget-heading\" data-id=\"0b73b6e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Ready to take your next step?<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-da6875e e-con-full e-flex e-con e-child\" data-id=\"da6875e\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5a5c391 elementor-widget elementor-widget-text-editor\" data-id=\"5a5c391\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Every situation is different. That is why we always start with a personal consultation. During this meeting, we calculate everything for you and provide honest advice.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-d054fca e-con-full e-flex e-con e-child\" data-id=\"d054fca\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b8fd1c6 elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"b8fd1c6\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22Z\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9 12L11 14L15 10\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">International employees with a local contract<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22Z\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9 12L11 14L15 10\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Highly skilled migrants<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22Z\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9 12L11 14L15 10\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">\t Rated 9.6 by our customers<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22Z\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9 12L11 14L15 10\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Expats who have just arrived in the Netherlands<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22Z\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9 12L11 14L15 10\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Self-employed professionals \/ freelancers with international income<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M12 22C17.5228 22 22 17.5228 22 12C22 6.47715 17.5228 2 12 2C6.47715 2 2 6.47715 2 12C2 17.5228 6.47715 22 12 22Z\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M9 12L11 14L15 10\" stroke=\"#07BF44\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">EU and non-EU citizens<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-53ef347 e-con-full e-flex e-con e-child\" data-id=\"53ef347\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a81c648 elementor-widget elementor-widget-button\" data-id=\"a81c648\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"\/en\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t<span class=\"elementor-button-icon\">\n\t\t\t\t<svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"24\" height=\"24\" viewbox=\"0 0 24 24\" fill=\"none\"><path d=\"M5 12H19\" stroke=\"#FCFCFC\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><path d=\"M12 5L19 12L12 19\" stroke=\"#FCFCFC\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\"><\/path><\/svg>\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Make an appointment<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-a2fb70b e-con-full e-flex e-con e-child\" data-id=\"a2fb70b\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-1dd0802 elementor-hidden-desktop elementor-hidden-tablet elementor-widget elementor-widget-spacer\" data-id=\"1dd0802\" data-element_type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Je hypotheek oversluiten Home Wij leggen je stap voor stap uit wat mogelijk is en helpen je bij het maken van een slimme keuze. Hypotheek oversluiten als expat Je hypotheek oversluiten kan veel rust en voordeel geven. Misschien wil je lagere maandlasten. Of meer zekerheid door een vaste rente. Of extra geld vrijmaken voor een [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":2898,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"iawp_total_views":8,"footnotes":"","_elementor_version":"3.34.1","_elementor_css":null},"class_list":["post-2987","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.fchypotheken.nl\/en\/wp-json\/wp\/v2\/pages\/2987","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.fchypotheken.nl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.fchypotheken.nl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.fchypotheken.nl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.fchypotheken.nl\/en\/wp-json\/wp\/v2\/comments?post=2987"}],"version-history":[{"count":5,"href":"https:\/\/www.fchypotheken.nl\/en\/wp-json\/wp\/v2\/pages\/2987\/revisions"}],"predecessor-version":[{"id":4029,"href":"https:\/\/www.fchypotheken.nl\/en\/wp-json\/wp\/v2\/pages\/2987\/revisions\/4029"}],"up":[{"embeddable":true,"href":"https:\/\/www.fchypotheken.nl\/en\/wp-json\/wp\/v2\/pages\/2898"}],"wp:attachment":[{"href":"https:\/\/www.fchypotheken.nl\/en\/wp-json\/wp\/v2\/media?parent=2987"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}